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Irish Crypto Taxes: 33% CGT, Split Deadlines, Zero Margin for Error

Ireland's flat 33% Capital Gains Tax and split payment schedule make crypto tax unusually tricky. Miss a deadline and interest starts immediately. We get your numbers right the first time.

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Quick Facts

Irish crypto tax at a glance.

Tax Authority
Revenue Commissioners (Revenue)
Tax Type
Capital Gains Tax (CGT) + Income Tax for mining/staking
Rate
33% CGT flat rate. Income tax 20% or 40% + USC + PRSI
Key Exemption
€1,270 annual CGT personal exemption
Tax Year
January 1 – December 31
Filing Deadline
Form 11 by Oct 31. CGT payment: Dec 15 (Jan–Nov) / Jan 31 (Dec)
Cost Basis
FIFO
Key Forms
CG1, Form 11, Form 12
What's Taxable

Tax treatment of common activities.

How Ireland taxes different crypto activities under CGT and Income Tax rules.

ActivityTaxable?Notes
Selling crypto for EURYes33% CGT on gains above €1,270 annual exemption
Crypto-to-crypto swapYesEvery swap is a disposal. 33% CGT
Spending cryptoYesDisposal at market value
Staking rewardsYesIncome tax at marginal rate + USC + PRSI when received
MiningYesIncome or business income when received
Airdrops (earned)YesIncome at FMV when received
Airdrops (unsolicited)DependsNo specific Revenue guidance. Most advisers treat as gift, CGT on disposal
Buying crypto with EURNoTrack cost basis
Wallet transfersNoBut transfer fees may be considered a disposal
GiftsDependsCapital Acquisitions Tax at 33% if above lifetime thresholds. Gifts <€3,000/year exempt
NFTsYesSame as crypto — CGT on disposal, income if creating/selling
Key Rules

Rules you need to know.

1

Split Payment Deadlines

Ireland has an unusual split CGT payment schedule. For disposals between January 1 and November 30, CGT is due by December 15 of the same year. For December disposals, CGT is due by January 31 the following year. Miss these and interest accrues from the due date.

2

No Long-Term vs Short-Term Distinction

Unlike Germany, Portugal, or the US, Ireland charges the same 33% rate regardless of how long you held the asset. There’s no holding period benefit.

3

The 4-Week Rule

If you sell crypto at a loss and rebuy the same asset within 4 weeks, the loss can only be offset against future gains from that specific asset. This prevents wash-sale-style tax loss harvesting.

4

Losses Carry Forward Indefinitely

Capital losses can be carried forward against future gains with no time limit, but they MUST be reported on a CG1 form to be recognized by Revenue. Unreported losses may not be accepted later.

Common Problems We Fix

Sound familiar?

I traded on Coinbase and Binance all year and have no idea what I owe

We import all transactions, calculate each disposal’s gain/loss in EUR, apply FIFO, net the annual result, subtract the €1,270 exemption, and prepare the figures for your CG1 or Form 11.

I missed the December 15 CGT payment deadline

We calculate the exact amount owed including interest, prepare a disclosure, and give you the figures to file. The sooner you act, the less interest accrues.

I have losses from 2022 I never reported — can I still use them?

Potentially, but they must be declared on a CG1 form. We help you file amended returns to register the losses for carry-forward.

FAQ

Irish crypto tax questions.

What is the crypto tax rate in Ireland?

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Capital gains from crypto are taxed at a flat 33%. The first €1,270 of annual gains is exempt. Income from mining or staking is taxed at your marginal income tax rate plus USC and PRSI.

When do I pay crypto CGT in Ireland?

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For disposals from January to November, CGT is due by December 15. For December disposals, CGT is due by January 31 the following year. The annual return is filed by October 31.

Can I carry forward crypto losses in Ireland?

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Yes, capital losses carry forward indefinitely to offset future gains. But you must report them on a CG1 form — unreported losses may not be recognized by Revenue.

Filing Checklist

Your Irish Crypto Tax Filing Checklist

Everything you need before filing. Tick these off and you're ready.

  • All exchange accounts — API keys or CSV exports
  • DeFi wallet addresses
  • Staking/mining reward records with dates and EUR values
  • Previous CG1 or Form 11 filings
  • Any unreported capital losses from prior years
  • PPS Number (Personal Public Service Number)
  • Records of any gifts/inheritances of crypto
  • Revenue Online Service (ROS) or MyAccount access details
  • 💡Revenue is increasing crypto compliance activity. Split CGT payment deadlines (Dec 15 and Jan 31) mean timing matters.

Get your Irish crypto taxes sorted.

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This page provides general guidance about Irish crypto taxation and is not personalised tax advice. Tax rules change frequently. Consult a qualified Irish tax adviser for advice specific to your situation.